HDFC (Housing Development Finance Corporation) Limited is a leading Housing Finance Provider in India. HDFC Ltd was established in 1977 with the primary objective of meeting a social need of encouraging home ownership by providing long-term finance to households. Over the last three decades, HDFC has turned the concept of housing finance for the growing middle class in India into a world-class enterprise with excellent reputation for professionalism, integrity and impeccable service.
HDFC offers Loans for Homes – for buying or constructing Home, Refinance a Home Loan availed from other institutions or even to extend or improve your existing home. HDFC also finance for purchase of Land.
HDFC Ltd.
- Home Loan for Construction of Home
- Home Loan for Plot Purchase & Construction
- Home Loan for Purchase of House, Row House, Flat
- Refinance a Home Loan availed from other institutions + Top Up Loan
- Loan for Purchase of Plot (70 % of the Market Value)
- Home Equity Loan (Mortgage Loan)
- Office Premises Loan
- Processing Fee: 0.50% (Service Tax 12.36% Extra)
- Stamp Duty on Loan Agreement: As per Govt. Rules (0.2%)
- Mortgage Type: Equitable Mortgage
- Interest Type: Monthly Reducing
- Term: Up to 20 Years
- Co-Lateral Security: As per Case
- Loan to Value: 80% of the property cost (As per paper value)
- Guarantor: As per Case
- Prepayment Charges: Nil